Refund Policy

Our Refund Policy was last updated on November 1st 2024.</

Purchase Terms of Agreement:

Please read them carefully before purchasing.

1. Scope and Acceptance

The purchase of digital products, including PDF downloads and online material, from Sumajp.com is subject to the following terms and conditions. Consumers are advised to review these terms carefully before making any purchase. By completing a purchase, you acknowledge that you have read, understood, and agreed to these terms and conditions.

2. Payment and Security

All transactions for the purchase of intangible products, including PDF downloads, resource materials, and online content, are processed through secure payment gateways such as PayPal or Stripe, which utilize SSL encryption. These payment gateways are designed to be safe and secure for the use of various types of credit cards and debit cards in different countries. Your payment details are not stored during this process.

3. No Refund Policy

Due to the nature of digital products, all purchases are deemed “used” upon download or access and are non-refundable and non-exchangeable. As these products are intangible, Sumajp.com maintains a strict no refund policy.

4. Amendments to Information

Sumajp.com reserves the right to amend any information, including but not limited to prices, technical specifications, terms of purchase, and product or service offerings, without prior notice.

5. Delivery of Digital Products

If you do not receive the digital product link or download option upon purchasing, you may immediately contact suma.julius@sumajp.com with your transaction/payment details to ensure prompt delivery of your product.

6. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of [Insert Jurisdiction].

7. Contact Information

For any questions or concerns regarding these terms and conditions, please contact us at support@sumajp.com.

 Your Acceptance of These Terms

By using this site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our site. Your continued use of the site following the posting of changes to this policy will be deemed your acceptance of those changes.

Your use of Sumajp.com constitutes your agreement to these terms and conditions. If you do not agree with any part of this policy, please refrain from using the site. Continued use of the site after any changes to this policy will be considered as your acceptance of those changes.

Company Information:

Julius & Suma | Design Image
Email: suma.julius@sumajp.com
Website: sumajp.com