Terms and Conditions

Last Updated: February 2024

1. Introduction

Welcome to Suma J Pramod ("we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our website and the purchase of our digital products. By purchasing or downloading any of our products, you agree to be bound by these Terms.

2. License and Intellectual Property

When you purchase a digital product from us, you are granted a non-exclusive, non-transferable, and revocable license to use the product for your personal or internal business use.

What you CAN do:
  • Download to personal devices
  • Print for personal use
  • Use for your own business
What you CANNOT do:
  • Resell or share files
  • Claim IP rights as your own
  • Create competing products

All intellectual property rights in the digital products remain the sole property of Suma J Pramod.

3. Payment and Pricing

All prices are listed in USD (or your local currency as shown) and are inclusive of relevant taxes where applicable. We reserve the right to modify prices at any time. Payment must be made in full before the download link is released.

4. Refunds and Returns

Due to the digital nature of our products, all sales are final. We do not offer refunds for "change of mind." However, we will provide a remedy for faulty products. Please refer to our Refund Policy for full details.

5. Limitation of Liability

To the maximum extent permitted by law, Suma J Pramod shall not be liable for any indirect, incidental, or consequential damages arising from your use of our digital products. Our total liability shall not exceed the purchase price paid by you.

6. Accuracy of Information

We strive to ensure product descriptions are accurate. However, it is your responsibility to ensure you have the necessary software and knowledge to use the digital products before purchase.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Suma J Pramod operates. You agree to submit to the exclusive jurisdiction of the local courts.

8. Contact Us

If you have any questions regarding these Terms, please contact us:

Disclaimer: These Terms are intended to be compliant with consumer protection laws for digital goods. We recommend consulting with a legal professional for specific business needs.